Merge pull request #24 from caasjj/user

User schema changes
Initiliazes lendService.js
Changes data sent on post request from borrow from self.loanAttrs to self.loan
Changes errant instance of self.loanAttrs to self.loan
Begins to implement loan dashboard; loads loans from db; needs to implement using promises
Merge pull request #25 from arkadyp/ng-layout

Starts to implement the lending dashboard
implements grunt watch and jshint