Cyoa 20141023 rc

Not complete, but numerous updates for review:
-hound and rubocop config files
-use CDN for foundation.css
-use scopes
-move globals to local ENV
-partials cleaned
-remove inline js
-update poor variable, field names
-add/update tests
`Bill.order` already returns a scope, so `all` is unnecessary. More importantly, though, you're loading every single Bill object, which will get more and more nonperformant over time. You need a more targeted method.