Fix lazy loading of settings

Closes #3281

- Add the missing return to populateDefault
- Wrap defaultSetting in [] when passing to readSettingsResult
- Populate default value of dbHash in parseDefaultSettings
- Modify migrations.init to only load databaseVersion for export_spec test
- Fix spacing in test util file and null reference error in test
- Uncomment user tests (but add .skip()) and remove settings from testUtils.setup()