> It's not supposed to inherently mean something, it's just supposed to be unique. The descriptive text is intended to be consumed by humans, not this.

Is this already covered by another category_code? What happens in other cases where the amount is larger than what Balanced, the network, or the bank will support?

> Because that would be redundant. The 'conforms with the schema' already does this check.

Wouldn't that leave ambiguity for the engineer implementing the API? Should they scan the options and try to pick the best ones themselves? Is there another way to solve that problem other than including it in the scenario?