Update templates.md

Changed Fragment links to Anchor links, however it's is slighty confusing what the right name for the thing is.
According to w3.org: "Some URIs refer to a location within a resource. This kind of URI ends with "#" followed by an anchor identifier (called the fragment identifier)." - http://www.w3.org/TR/html401/intro/intro.html#fragment-uri

After doing some research in the most common used name for the #some-link identifier I came to the conclusion that most of the time (about 70% on StackOverflow/BlogArticles/Interwebz) Anchor-link was the term used to describe the identifier. Imho, Anchor is the prefered term for the identifier.

Is it acceptable to change fragment to anchor, since it seems more used?
Merge pull request #3261 from oceanmountain/patch-1

Update templates.md