Test case update also SQL mortgages

Added the test controller for testing functions and for showing off
different functions for presentation.

Added test function paths.

added mortgage payment demonstration

added some modified SQL originally from David to the code to find late
mortgage payments.

Modded my seeds for Mortgages for more realistic world examples.
Merge branch 'master' of https://github.com/Neoky/BMU

Conflicts:
	app/models/account.rb
	config/routes.rb