Update Order#payment_total only when saving payment

This is part of efforts to deprecate `order.update!` completely. I can't
see a reason why saving a payment would require touching stuff such as
Order#item_total for example. Plus OrderUpdater#update is very very very
expensive so we should get a lot of query improvements by not calling it
at all.

Next step to improve it could be dropping the after_save callback and
instead build our own wrapper method to save a payment and update the
order payment total. Possibly making tests faster too.