[Here](https://github.com/neighborly/neighborly-balanced/blob/873730cc6829386ef14038c92aed18485b780da2/spec/models/neighborly/balanced/payout_spec.rb#L46-L48) inside `before` statement I intentionally raise this exception. This spec stands to ensure that, even after raising it, `Payout.create` is not called. If I don't rescue it, the mock won't be verified.