created paymentPage - this page redirects to sky bank site for
processing the application fee
changed font of ‘no address’ etc to class=red
updated getNewAssociatedUsersForm: get all admission counsellors and
pass it to the model, ROLE_ADMISSION=12


Removed validTill field from the standard test forms. Test expiration
not required now.

/privacyPolicy" access="denyAll"
/termsOfService" access="denyAll"

removed at @Table, @Column, @JoinTable from all Entities
Created enums: Ethnicity, LevelOfStudy to display in the forms as drop
down menu
Created Country Entity: to display countries in the forms as drop down
menu
Used drop down menu to display gender, standard tests in forms