Use ActiveSupport::Autoload
bump budget_planner to 4.0.0.671
Webchat text typo

Changed ‘Advisors’ to ‘Advisers’
Remove validates_timeliness

This library has been abandoned, has been producing deprecation warnings
and is only used to validate a single field so remove it and perform the
validation ourselves
Merge pull request #790 from moneyadviceservice/remove-validates-timeliness

Remove validates_timeliness
Make Recommended tools panel collapsible

Also move Set Goal button onto new line
Merge pull request #791 from moneyadviceservice/my-account-tweaks

My account UI tweaks
Bump debt_free_day_calculator.
Adds a repository for "saved tools".
English and Welsh translations for saved tools.
Support to check if the user has saved data for a tool using `#has_data_for` on the User class.
Track newsletter sign-ups

This will fix the issue with the sign-up form being submitted by Google
Tag Manager event though our JS tries to prevent the page refresh. The
tag will need to be removed from GTM when this goes live.
purge bower components directory

otherwise occasionally bower will choose to use old version of an asset
such as dough
Add classes for tracking My Account events
Merge pull request #795 from moneyadviceservice/my-account-tracking

Add classes for tracking My Account events
Merge pull request #794 from moneyadviceservice/purge-bower-components

purge bower components directory
Add localized url to google schema
Merge pull request #797 from moneyadviceservice/google-schema-url

Add localized url to google schema
Merge pull request #793 from moneyadviceservice/newsletter-tracking

Track newsletter sign-ups
List tools that the user has saved data for on the profile page.