Expense manager for friends/flatmates (EMF) v1.0, as name states is an expense manager for friends, where we borrow/lend money from friends, or spend the money on behalf of friends, and take that money back later, so to manage these expenses EMF v1.0 is here and its for personal use, which can be hosted on any web server or on you own network (LAN or Wi-Fi, no need for internet).