rename resource method Budget.allBudgets to Budget.all
comment out resource method myBudgets
minor edits to rounds spec
follow .editorconfig
refactor budget loader and respective tests
ew, global
add test for BudgetLoader method loadAll
fix up setBudget tests to not be dependent on Budget stub
refactor defaultToFirstBudget and respective tests, remove what doesn't belong
add setBudgetByRoute and respective tests
add initBudget and respective tests