Ownership guide

This is a work in progress, but this should get *extensive* review, so I'm putting it up early and often.

This is the start of a draft of the new 'ownership guide,' which explains ownership, borrowing, etc. I'm feeling better about this framing than last time's, but we'll see.
Oh interesting. Yeah, I hear 'goes into scope" much more, but maybe my brain just thinks it does...