everything passes besides data tests
use [load-templates](https://github.com/jonschlinkert/load-templates)

all tests passing
Merge branch 'load-templates'
update deps
add load-templates to deps
v0.5.0

- uses [load-templates](https://github.com/jonschlinkert/load-templates)
- minor changes in template format requirements. See load-templates for details.