ref(user-data): "make discovery-url" copies from user-data.example

This also adds *contrib/coreos/user-data* to *.gitignore*, so that local changes to this essential file do not cause `git status` to mark the repo as dirty. Derived from work done by @nathansamson.

Closes #1784, refs #2098.
we mention everywhere else that the file should be moved to `user-data` instead of `user-data.new`. Could you please make that change here as well?