S2 cf11, 12,13 Adds user edit profile, password, address and pancard functionality

https://vinsol.atlassian.net/browse/CF-11
https://vinsol.atlassian.net/browse/CF-12
https://vinsol.atlassian.net/browse/CF-13

use acts_as_paranoid, if you are not using it, where(primary: false).first -> where(primary: false).last