User registration profile page plus a number of related pieces

Note: there are things in db/seeds.db -- need to rake db:seeds

* integrated fine_print
* added terms controller
* added user profile page on new account creation
* populate more user fields from FB data
* moved reset password check into before_filter
* fixed a JS checkbox bug
* added routines for term agreements
* etc

user registration (profile editing) page still needs ability to remove or add email addresses, needs google/twitter data to be auto imported from oauth data.  also some of the views are still messed up from my upgrade to bootstrap 3.0.  and looks like I have broken tests! (also didn't add tests) -- will try to fix what I broke but wanted @karenc to be able to take a look anyway and at the very least not repeat what I've done.