Initial commit for Zidisha

Zidisha is now GPLv3, and this contains the initial repository for the Zidisha organization.
Remove file that is not needed
Add to .gitignore
Fix README - www.zidisha.org link

Credit goes to @amcgee for discovering this bug.  GitHub interprets a link in the README as a relative URL unless the protocol is specified.
Delete phpinfo.php
Merge pull request #37 from ckdarby/patch-1

Delete phpinfo.php
updated message that displays when website is down
Delete Contributor License Agreement.pdf
Update README.md
login form now redirects to lender activity feed
login form now redirects to lender activity feed
adds dev version of utility.php
adds dev version of utility.php
dev version of .htaccess
From Mohit: These files are used to fixed the following bug.

1. Admin Login issue.

2. On-Time Repayment showing 25% without any payment made.

3. Fixed the issue to increase the loan size on edit loan page.
added header to lender bulk emails
moved report profile link to about borrower section of loan profile page
Fix "remember me"

Add missing name attribute to the checkbox.
Fixes #14.
Fix "join" link on login page

Because there wasn’t a default value for $joinlink,  the “join” link
was linking to the homepage.
Make sure the lender's FirstName is a string (not NULL)

The column lenders.FirstName cannot be NULL.

Joining as lender was broken (in local setup) because the
$db::addLender tried inserting NULL in lenders.FirstName.