Replace expectations with govspeak field

www.agileplannerapp.com/boards/173808/cards/8707

need_to_know is a newly introduced field on PlaceEdition,
TransactionEdition and LocalTransactionEdition which stores
'What you need to know' text replacing the expectations.

1) to reduce complexity,
2) to accommodate work going on on redesigning 'start' pages and
3) because prescribed expectations don't meet content design needs.