bundle update
fix up feedback and profile oauth links
bundle update
remove inconsistent acceptance spec
don't test rubinuis on travis
simplify random winners
annotate models
remove pending_winnings_text method
remove debug logging in User class
remove unused scopes
added user account model
default of 24 credits now responsiblity of user_account model
link user to user_account
clean up spacing
using user_account
clean up spacing
update scripts and Gemfile
remove rails script file
update seed code
update seed code with printing dots