spike for integrating stripe-very basic charge working
moves retrieval of stripe keys to settings module. don't want to have to
modify the view for different environments
changes some descriptions
adds Payments model

-updates view so new payments get saved to db
beefing up the admin a bit
Merge branch 'master' of github.com:mnewsome/penny-for-your-thoughts into stripe_spike
gets rid of temp variable
updates time zone setting
adds tests for index view
adds test for charge view.

need to add a proper test for post request
adds test for charge view--payment saves successfully

creates thin wrapper around stripe
Merge pull request #1 from mnewsome/stripe_spike

Stripe spike