Merge pull request #38 from mastercoin-MSC/master

Merge stuff
Merge pull request #39 from mastercoin-MSC/master

Merge stuff
Email users their backups in case they have not backed up their wallet (automatic backups)
Code refactoring
Merge pull request #40 from mastercoin-MSC/master

Merge stuff
Merge pull request #41 from mastercoin-MSC/master

Merge stuff
Merge pull request #42 from mastercoin-MSC/master

Merge stuff
Merge conflicts
Merge pull request #935 from sagyeli/Issue_865

Issue 865