Initial commit for Zidisha

Zidisha is now GPLv3, and this contains the initial repository for the Zidisha organization.
Remove file that is not needed
Add to .gitignore
Fix README - www.zidisha.org link

Credit goes to @amcgee for discovering this bug.  GitHub interprets a link in the README as a relative URL unless the protocol is specified.
Delete phpinfo.php
Merge pull request #37 from ckdarby/patch-1

Delete phpinfo.php
updated message that displays when website is down
Delete Contributor License Agreement.pdf
Update README.md
login form now redirects to lender activity feed
login form now redirects to lender activity feed
adds dev version of utility.php