* Just one settings file, now including auth settings
* people.js was *almost* a cleanly separated model layer, it did almost nothing with req and res. So I took it the rest of the way. All the routes are in app.js, except for that one route hanging out in index.js. See model/people.js. You could have a routes/people.js too if you wanted to get the routes out of app.js
* people.js has a proper constructor and exports a convenience function to call it, so we can inject the database properly when setting it up