(BY: veer) Comments added User/Cards/Payment
(BY: mark) Adding footer content
(BY: mark) CSS created for home page light box
(BY: eda) User Model & Card Model
(BY: mark) Changes for Lightbox Style in style.css
(BY: eda) User Card & Payment model updates
(BY: veer) Editing User, Payment & Cards controllers
(BY: veer) Payment & User controller updates for adding and editing customers