MIFOSX-246: support for withdrawal fees on savings accounts.
fixed mifosx-304 deleting loan product charges not working
wip mifosx-195 add list of parameters to reports template
replaced non UTF-8 apostrophe to avoid 'error: unmappable character for encoding UTF8' on Linux
Added *~ to .gitignore, for temporary files created e.g. by gedit
update api-docs (mostly reports tempplate)
fixed MIFOSX-301 issues and added loan type and template type to loan
MIFOSX-311: cherry pick of fix from 0.11.4 branch.
bump up release version.
wip:accounting stubs for autoposting and abstractions
draft implementation of server side pagination for retriveOne
Updated the method names
update pagination methods to utilize search and order the results.

optimized data fetching.
Changed the client endpoint methods to retrieve clients
MIFOSX-321: tidy up some of backend implementation for client pagination and sorting example.
MIFOSX-246: add support for annual fees on product and savings account. need to introduce overnight process to check and update annual fees.
MIFOSX-302 updated api doc with loanType and templateType details for loan
MIFOSX-158: squash arjunk/kaizer commits into one on scheduling spike.
refrenceNumber added to journal entry

add referenceNumber field to acc_gl_journal_entry sql script
MIFOSX-217: scheduled job to update m_loan tables summary,derived fields and arrears,ageing details.