Merge pull request #5 from adamico/master

add user management via dwolla
change omniauth environment variable namespace
Merge pull request #6 from akshatpradhan/work_on_heroku

change omniauth environment variable namespace
Merge pull request #7 from adamico/master

redirect to root url after user signs in either if already registered or not
Merge pull request #10 from adamico/master

adds a homepage with copy/layout
trying to get report.png to show
Remove background color of content
Merge pull request #12 from sguha00/ia_fixes

Remove background color of div id content
Merge pull request #13 from akshatpradhan/ia_fixes

Improve IA of home page
add promissory note scaffold
using zeus for rspec (not a mandatory install)
basic note feature created
- added note general fields (amount, rate, term, start_date)
- added lender and borrower to note as relationships using the User
  class
- successful note creation (some validations need to be added) redirects
  to /notes/:id
- added notes#show page title "Review promissory note"
no need to rebuild lender/borrower relations in #edit
basic form layout with twitter bootstrap grids
adding suggestion to pay the fees and centered form button
first wireframe for notes#show page
use STI for lender and borrower subclasses of user
adding placeholders in notes form, loading borrower/lender in notes#show
removing lender/borrower models, adding fields to note model
removing mentions of borrower/lender in form and controller