Finalized IOU file, small fixes

	modified:   user_system/IOU.php
	modified:   user_system/create.php
Finalized initUser file, added new user form

	modified:   user_system/initUser.php
	modified:   user_system/login.php
Finalized get-loans, get-debts files

	modified:   README.md
	modified:   user_system/php/get-debts.php
	modified:   user_system/php/get-loans.php
Finalized login_var file, small fixes

	modified:   IOU/IOU_denied.php
	modified:   README.md
	modified:   user_system/login.php
	modified:   user_system/login_var.php
	modified:   user_system/php/get-debts.php
v0.9.0

-	modified:   .gitignore

-	new file:   IOU_2013-07-23.sql

-	modified:   README.md

-	renamed:    config.php -> config.php.example

-	deleted:    user_system/home_tep.php
Setup stat system

-	modified:   IOU/IOU_create.php

-	modified:   IOU/IOU_update.php
New nav for user management

-	modified:   README.md

-	modified:   user_system/IOU.php

-	modified:   user_system/create.php

-	modified:   user_system/home.php

-	new file:   user_system/res/nav.php

-	new file:   user_system/resetemail.php

-	new file:   user_system/resetemail_var.php

-	modified:   user_system/style/main-style.css

-	modified:   user_system/user.php
Implemented Stat system into home and user pages, fixed IOU actions

	modified:   user_system/home.php
	modified:   user_system/user.php
Version 0.9.1:

- Working Stat system

- New UI