removed "turn on verification" checkbox from setup
verification message changes
add "turn off" and "change phone number" links on success page
main gringotts page redirects user depending on state (test wording changes too)
gringotts_protego! *should* cover some gringotts pages, unless part of verification
should no longer be confirmed if change phone_number (wip)
for security, only show last 4 digits of phone number on verify page
turning off mobile verification destroys gringotts settings
bumpped version to 0.4.0
Merge branch 'release-0.4.0'
hotfix -- require twilio-rb
Merge branch 'hotfix-0.4.1'
ability to turn off authorization with enabled flag in gringotts.yml
hotfix -- make owner index on gringotts_vaults polymorphically unique
bump version for hotfix 0.4.2
Merge branch 'hotfix-0.4.2'
config ignore_paths allows fine-tuned control over protego
this fixes earlier issue with sign in, and allows sign out without verify
Merge branch 'hijack-auth' into develop
config/gringotts.yml reorganization; put from_number in config