fix bugs and bank error
Update verification errors

* Update verification errors if the account gets locked out
  the user bank account info is reset.
* Began working on solution for setting verification_uri in
  the database... nothing yet.
* Everything works right now but a verification uri would be slightly
  faster getting rid of 1 balanced api call on several methods
Merge pull request #34 from jeffAwesome/rent-lockout

Rent lockout