Moved more messages to msglib.txt. Added "ftransfer" command.

Added "ftransfer" and "fwithdraw" commands. Updated help files. Other minor changes.
Added winrate to "rank" and "top" commands. (issue #103)

The "top" and "rank" now accept "winrate" as a parameter. Added msglib.txt and game.help files to the files that are reloaded when the "reload" command is given. Slightly modified output for "top" command. Moved a few more lines of text to msglib.txt.