Merge pull request #46 from danny-dyers-chocolate-homunculus/joe

Create unpaid bill payments automatically
Merge pull request #47 from danny-dyers-chocolate-homunculus/joe

unicode + bill payment adding is now working
Added expense template and balance method
Merge pull request #48 from danny-dyers-chocolate-homunculus/joe

Allow blank date field
Merge pull request #49 from danny-dyers-chocolate-homunculus/charlie

Added expense template and balance method
major style changes
Merge branch 'master' into walter
Merged