I will add a comment to it saying 

"The JUnit build system is using this file. The JUnit developers should ignore it."

I am sure the people know the purpose. -;) 
Their IDE does not require it. All the Maven people use every day is the `pom.xml` to compile the project, nothing is more important than pom.xml.

Therefore I would prefer standard name like it is now, and all of them will ignore it since they know that it is not their interest -nothing but interest of our CloudBees/Jenkins build system only.

These people say themselves "Ah, settings.xml -ok I do not need that - the project is built successfully so i need only pom.xml that's it."

They know that credentials do not make sense to specify in their private, like we contribs in development.
The credentials are read with command `mvn deploy`, and contributors have no benefit from deployment and random psswd.