remove new- from the filename

Signed-off-by: Caleb Cushing <xenoterracide@gmail.com>
move authorization tests to t/authorization

Signed-off-by: Caleb Cushing <xenoterracide@gmail.com>
move credit tests to appropriate directories

Signed-off-by: Caleb Cushing <xenoterracide@gmail.com>
move more model tests into the appropriate directory

Signed-off-by: Caleb Cushing <xenoterracide@gmail.com>