fixed most test errors for register and reset
added simple email temaplet
fixed phone verification language bug
added form validation thoughout page
added public gateway list and balance resource
added layout for gateway view
fixed session cookie issue
Merge branch 'develop'

* develop:
  fixed session cookie issue
  added layout for gateway view
  added public gateway list and balance resource
  added form validation thoughout page
  fixed phone verification language bug
  added simple email temaplet
  fixed most test errors for register and reset