I'm a little unsure about this whole ko/ folder pattern.

First of all, seems like it should at least be js/ko?

I mean, clearly, js, css, ko, one of these things does not belong.

Secondly, just because a file uses a certain framework doesn't mean you have to make a folder where you put all (and only) the files using that framework.  Presumably there are or could be other javascript files included on the page that interact with the data used by the ko files.

Long story short, is there any aspect in which

ko/settings.js

is better than

js/ko.settings.js?