Added rvmrc to standardize ruby and gemset versioning.  Updated rubygems...

... repo that was depecrated.

This change will require the following one time change so versioning is in synch:
1. Pull the latest from dev (after this merge is completed)
2. cd out of the curent app dir (cd ..)
3. cd back into the app dir (this will auto detect the right ruby version and install it, if it doesn't already exist)
4. run bundle install