bug fixes, doc updates, some code changes too

hi daniel - had some time tonight while babysitting a few vm clones so i thought i'd update the git repository.  still haven't worked on the test suite mods, soon i hope.  i added some docs regarding negotiated / reduced rates and some other minor code changes i made on my side but were not in the repository.  also added indonesia as a country to config.ini file.

regards, paul