Bug fixes for interest with penalty calculation to match formula from Bogleheads and depositaccounts.
Changed to accept APY instead of APR.
Added name field.
Added about, contact pages.
Added active navigation tab.
Added contact page.
Added validation to contact page.
Updated email subject.
Updated title.
Updated text.
Added config file for settings.
Added gmail login.
Updated heroku package.
Updated email body.
Encoded name for url.
Changed first year's yield from APR to APY.
Changed interest rates to display as annualized for the first 12 months.
Reverted back to showing monthly yield. This makes more sense for the first 12 months.
Oops. It's correct after all.
Added graph plot.
Cleared graph before rendering.