Better comments on GradeStore and its subclasses.
Make ENABLE_S3_GRADE_DOWNLOADS disabled by default, enabled in dev.

Having ENABLE_S3_GRADE_DOWNLOADS enabled by default in common.py
could lead to surprising behavior for folks downstream. They'd
suddenly see a grade download screen on their new instructor
dashboard, but the links by default would be local files and
couldn't be used in an actual production environment. So we disable
by default and let people explicitly enable it and set it up for
S3 if they wish.