2013-11-05
. moved dwolla.php to rcredits folder
. changed how accounts form works so changing account and logging out always work right
. Membership tests now mostly work!
. fixed bug that kept dobs from getting recorded right
. change personal account opening process so last step is not required before person is a member
. began rsmart Exchange feature tests
. tweaked cron's homogenize1() so it trades USD for r only when inappropriate
. changed card code len to 14 (to avoid occasional complex QRs)
. fixed bug whereby Community page mistakenly showed rCredits as issued, that the community exchanged for USD
. non-code changes:
	- fixed dobs if not numeric (run eachAcct)
	- fixed data[verifyBy] to be if ('') SMS or (if 1 or not set) Voice (run eachAcct)
	- changed all @rcredits-org.com email addresses to @rc4.me (see util in admin.inc)
	- changed William's cardCode2 and printed him a new Company Agent card