Add cleaned up luminous template

Remove README and tests.  This is just homework
Improve initialization check
Ignore database files
Define the users table with money
Implement user database operations
Clean up handler and create DB tables
Clean up REPL support
Cleanup layout namespace
Use accounts not users
Bootstrappify the site
Remove unused dependencies and code
Migrate templates to Hiccup
Make 404 page fancy
Fix navbar display
Add A page
Ignore the log files
Implement A page
Refactor and re-format HTML templates
Add B page
Remove unused arguments