role-ify money/test and move token role

Signed-off-by: Caleb Cushing <xenoterracide@gmail.com>
move profile into its own role

Signed-off-by: Caleb Cushing <xenoterracide@gmail.com>
add process ACH request

Signed-off-by: Caleb Cushing <xenoterracide@gmail.com>
add process ACH

Signed-off-by: Caleb Cushing <xenoterracide@gmail.com>