multi_currency is not supported out of the box, so to make the sandbox work with the EU_VAT zone, it has to be in USD.

Fixes #3986
Fixes #3987
[backend] Added "Risk Analysis" section to the order page

Will check AVS+CVV responses to validate if orders are "risky" or not

Fixes #4021
listing_spec: use active_support date functions

This could fail if run in the evening when running specs in timezones
with negative offsets.

Using Time.current and Date.current ensures values entered are in UTC.

Fixes #4038 AND probably the CI build.
Use single quotes in Order#is_risky, as double quotes are interpreted by PostgreSQL as meaning a column name, not a value
Only restock on_hand inventory units

Example: Spree restocks items once you cancel an order. However it
shouldn't add stock (restock) items from backordered inventory units.
Restock items but dont process backorders for canceled orders

Fixes possible issue where canceling an order with backordered inventory
units would make other orders inventory transition from backordered to
on_hand. e.g.

    - create two separate orders of the same item at the same stock location
    - both orders will have shipment state of backorder
    - cancel one of the orders
    - the second order inventory will transition from backorder to ready

Now the second order inventory remains backorder
Only show risk analysis section if there have been payments for this order