#27 changed checklist ordering
#27 changed packets ordering, too
Fixed once and for all the problem with respond_to and understand now that to avoid generating data over and over for each type, put in an anonymous sub.  This also fixes for sure #8.
#21
#29
Improvements to grid_xls
Added remaining bookmark items and implemented paypaltest, ringcentral, and notes
Deploying version 0.20 -- Woops -- dacdb-parse is still broken.  Other than that, many closed issues and ready for deployment of those.