Add installation requirements for postgres
Clean up teams template
Replace active record postgres adapter with pg gem

activerecord-postgresql-adapter wasn't working.
Add ember-rails with coffee script generators

TODO revert this change if/when the coffee generators are pulled in
to the main line of development.
Replace database config with config example

This ignores the local one so that folks can specify their db
however they want.  Some cleanup also went into replacing the
sqlite settings. Oh yeah, let's ignore that sublime text
project file too.
Add rvmrc file
Add debugger to Gemfile