default cost set to 0.10
user details UI improvements
password reset bug fixed
identity verification method must be esplicitly chosen by user;
This helps making very clear that credit card verification is available for foreign users.
registration split in 2 steps in case more than 1 verification method available
mobile prefixes test fixtures updated
minor fixes
Merge pull request #34 from nemesisdesign/gestpay_s2s

Improvements to credit card registration and minor fixes