wrap form items and labels
separate stylesheet for accounts pages
h3 --> h2

The selection of heading numbers seems arbitrary. The numbering should
reflect a hierarchy, not the size of the headings.

h2 is used in profiles/edit.xhtml, so I'll make this h3 an h2, though
we really should review all headings and be consistent.
put email explanation in help bubble
add space before h4 headings