Set up factory girl generators for models etc.
Remove test dir, confusing things with rspec
Split factories out into separate files
Small change to gemfile to stop warning message from rspec
Some change was making rspec load factories twice
Put a todo into lookup because it's using a hard-coded list
Put an id to mark where the accounts index list is so it's testable
Fist cuke tests, after all the battle with the config and guard etc. etc.