<开发中>二次清分计算
Merge remote-tracking branch 'origin/master'

* origin/master:
  add  bank card bin matcher
  添加发送短信helper 添加delayed_job插件
  添加发送短信helper 添加delayed_job插件

Conflicts:
	common/db/migrate/shared/version.01/20130102104744_create_bank_cards.rb
	system/db/schema.rb